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It is essential to get expert legal advice before proceeding. The property law specialists at Stirling Ackroyd Legal have extensive expertise in this area. We will help you to ensure that your rights are protected and your intentions fully reflected as you move forwards.
There are different types of joint property ownership, and owners can therefore select the option that is best suited to their own needs and circumstances.
Joint tenants, or beneficial joint tenants, each enjoy an equal share in their jointly-owned property. This is often the most attractive option for couples who are buying a home together. As the rule of survivorship will apply, meaning that if one co-owner dies, the other will automatically take sole ownership of the property. However, neither of the co-owners is able to transfer their share to someone else at any time when a joint tenancy is in place.
For tenants in common the rule of survivorship will not apply, meaning that they are free to choose who will inherit their share of the property when they make their Will. A tenants in common arrangement may be suitable for co-owners who each own different shares in the property, or in cases where a group of people wish to make a shared purchase.
The property law specialists at Stirling Ackroyd Legal will take great care in getting to know your individual circumstances. We will work with you to ensure that your joint property ownership arrangements are tailored to meet your needs.
As a Mortgage Broker, we’ve been delighted to work with Stirling Ackroyd Legal to serve our clients who always exceed expectations. – Rainstone Money
As an investor who’s been purchasing properties, I’m glad to say that on this occasion Stirling Ackroyd Legal have been delightful to work with. – Terry Long
I was surprised they have a Polish conveyancer to help with my mum’s property purchase. Made life very easy. – Mateusz Dabrovski
I’ve used Stirling Ackroyd Legal a few times before. The staff are attentive and always advising me on the pertinent issues regarding my matter. – Sally O’brian
I’ve been with Stirling Ackroyd Legal for over 4 years who have managed my commercial and litigation matters. – Syed Ahmed
14Thank you to Stirling Ackroyd Legal’s Corporate team for helping set up my company’s employment contracts. An excellent service. – Alex Bower
Following the Governments announcement on the UK going into lockdown, many businesses have followed protocol and have instructed their employees to work from home.
It is important to weigh up the costs and the benefits to any venture before you invest, and commercial property is no different. Although the residential properties are what usually springs to mind when investment is mentioned, it is important to consider that commercial properties also have their benefits.
As part of its ‘Warm Homes for All’ initiative, the Labour Party has announced plans for significant upgrades to UK housing in a bid to create a new generation of green homes. The Labour Party aim to drastically improve loft-insulation and double glazing, reducing a reliance on fossil fuels and creating 450,000 new jobs by 2030 in the process.
Finding your dream home.
It is always recommended to view the property you have your heart set on a second or even third time as you may notice things you didn’t quite catch the first time around. It might be worth having a friend accompany you to get…
The terms freehold and leasehold relate to the process of purchasing a home, and they determine the extent of your ownership. The difference between freehold and leasehold may be confusing to some, although it’s a term worth knowing by those who plan…
During your hunt for the perfect conveyancing solicitor, you are likely to encounter no sale, no fee options. This may sound particularly appealing to many in the home move process; however, it is vital to dispel any misinformation surrounding no sale no fee.
It may look pretty, but Japanese knotweed has been described as “the tarmac-smashing thug invading our gardens”.
Japanese knotweed is one of the most dangerous fast-growing invasive species. The danger of Japanese knotweed does not come from its poison – in fact, the knotweed is..
It is no secret that the London property market is in turmoil. We welcomed the New Year with a new record: the number of homes sold fell to its lowest in a decade. According to Rightmove data, average asking prices are still lower than when they were a year ago in…
A future without technology is almost unimaginable and its impact on real estate legal practices are set to be big. Estimates of a disruption in the field calls for a thorough analysis of how technology will affect the property market. Technology is being seriously considered by the property sector…
According to an online estate agent Housesimple, roughly a third of properties in major UK cities have no outdoor space.
Researchers discovered that gardens and other outdoor spaces were high on the…
As the Bank of England holds-off raising the interest rate yet again, Stirling Ackroyd Legal see how this impacts mortgage rates? Whether you’re borrowing or saving, we’ve been on tenterhooks for months wondering just when the interest rates are going to rise.
Chancellor George Osbourne has presented his budget to Parliament and fifth on the list is a new £4,000 lifetime ISA you can use to buy your new home. From April 2017, any adult under 40 will be able to open a new Lifetime ISA.
London is the most desirable global city for the super wealthy, but with property prices reaching record-breaking levels and ongoing tax concerns, what does the future hold for the super-prime sector? According to Oliver Barns super prime market view report 2016…
Before dreaming of buying that first home where all the first memories are made, we all have to consider the upfront costs which bring us one step closer. For any first time buyer, the costs can be a blur of figures which leave you feeling confused at how much…
Stamp Duty tax is the property transaction tax. The tax is due to be paid on any property which is purchased at more than £125,000. Historically it was introduced in 1694 to raise funds for the war. Over the years, the tax has changed in volume.
A bridging loan is a short-term funding option. They are used to ‘bridge’ a gap between a debt due and the main line of credit becoming available. While they are mainly for used for property transactions, bridging loans can also act as a short-term loan in pressing circumstances. They can be invaluable in…
Negotiating a commercial lease can be a tricky business. We at Stirling Ackroyd Legal understand that on top of running a business, this can be quite stressful for you. Remember, leases are not just legal contracts; they also have the potential to make or break your…
Have you heard about the rise in interest rates for the first time in over a decade? Here at Stirling Ackroyd Legal, our expert solicitors are always up to date with the current affairs to provide our clients with the upmost diligent service.
The new proposal announced by the Bank of England has left thousands of buy-to-let investors forsaken. The changes require lenders to consider landlords’ overall finances, wider than just their rental income. Banks and building societies will have to re-assess whether rent charged is…
For commercial Tenants, the Landlord and Tenant Act 1954 is a key piece of legislation. It gives business Tenants the right to “Security of Tenure” and regulates the way in which commercial leases can be extended or ended.The 1954 Act recognises that if…
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